Prices of medical insurance in Turkey were recently modified at the beginning of 2022, and health insurance is one of the necessities that residents in Turkey should obtain, a mandator condition for obtaining Turkish residency, and it is an urgent need to cover the costs of treatment and medicine and receive medical services in Turkish hospitals.

Why insurance in Turkey?

Insurance gives you the right to get coverage for treatment expenses in private hospitals or government hospitals in Turkey.

According to Turkish laws, Health insurance is mandatory to obtain residence permit in Turkey, and an application for residence in Turkey is not accepted for most age groups without health insurance.

Medical insurance rates in Turkey were adjusted at the beginning of 2022 and the costs of health insurance and the fixed tax for residence permit increased.

Health insurance prices change in Turkey

Health insurance prices increased significantly in early 2022, and the following is a table showing the new prices for Health insurance in Turkey according to the average prices of approved insurance companies.

Who can be exempted from paying the value of health insurance in Turkey?

Although the prices of health insurance in Turkey have been significantly modified recently and include new categories, some age groups of foreigners residing in Turkey will not need to pay the value of a new health insurance for the purpose of issuing or renewing residence permit, they are:

• Those under the age of 18 years.
• Those over the age of 65 years.

However, they can obtain health insurance and benefit from treatment and medicine services in Turkey, according to the practice.

Factors affecting the adjustment of health insurance rates in Turkey

The price of health insurance in Turkey generally relates to the following:

▪ The age of the person.

▪ The duration of the health insurance.

▪ The insurance company.

▪ Quality of network coverage for hospitals.

Papers necessary to obtain health insurance for foreigners in Turkey

▪ A copy of the passport (passport must be valid).

▪ A copy of the residence permit (preferably two-sided, if available).

▪ Detailed residential address.

▪ Determining the start date of the health insurance and the duration of the insurance.

Advantages of health insurance obtained through Trustus

1. Treatment within Turkish hospitals and receiving medical services within Turkish territory.
2. Covering the costs of surgeries in hospitals, but after for a period of 6 months of extraction.
3. 80% of the cost of treatment in Turkish hospitals contracted with the insurance company is covered.
4. Facilitate the issuance and renewal of Turkish residency and work in Turkey.

Types of health insurance in Turkey for foreigners

First: Private Health Insurance (Özel Sağlık Sigortası)

It is granted to a foreign citizen, and this insurance covers all diseases that a person has suffered after obtaining insurance, However, it does not cover diseases that a person contracted before obtaining insurance.

Second: Supplementary Health Insurance (Tamamlayıcı Sağlık Sigortası)

This type of residency is for work permit holders, as the mission of this insurance is to cover the percentage that the Turkish Social Security Corporation (SGK) has not covered, and it has a reasonable cost.

Important tips when choosing an insurance company

When choosing an insurance company, it is recommended to make sure that it is licensed and approved by the Turkish government.

Avoid choosing cheap health insurance packages that may be fraud attempts and avoid cheap insurances that may not meet the terms of residency.

Verify and check health insurance, duration and date by barcode or online number.

Ensure that the period of health insurance covers the entire period of stay in Turkey, for example, if you are going to apply for a two-year residence in Turkey, you must obtain health insurance for two full years or more.

Health insurance for students in Turkey

Foreign students studying in Turkey should have health insurance; Health insurance is a prerequisite for obtaining a student residence permit in Turkey, and it must be valid for at least one year to obtain a short-term residence permit in Turkey.

In nutshell, health insurance is an urgent necessity for a safe and comfortable life, to maintain health and rights, and to receive medical services in the best Turkish hospitals; Therefore, if you are thinking of residing in Turkey, working or studying in Turkish universities, you must obtain health insurance at an appropriate price from a reliable company, good features, and a period that covers the entire period of stay in Turkey.

Health insurance is very important for the Turkish citizen and the foreign citizen residing in Turkey, and its importance is increasing in the labor market as it preserves the rights and compensation of workers in Turkey. And if you have any questions regarding the change of health insurance rates in Turkey, Trustus team will be happy to receive your inquiries and provide you with the best consultation today... Contact us now.

Edited by:  Trustus Consultancy ^©